Workplace pensions, employee benefits, personal planning, wills and legacy giving — explained in plain English for people running charities and social enterprises. This is general information, not advice — with a route to regulated advice if and when you want it.
Running a charity or social enterprise comes with financial responsibilities for your team and for yourself — workplace pensions, benefits, your own retirement, wills and legacy giving. These pages explain, in plain English, what each area involves, so you know what to consider and where to get regulated advice if you choose to.
Only a firm authorised by the Financial Conduct Authority can give you regulated financial advice. You can find one on the FCA register. Buzz has an introducer agreement with Equity & General (E&G), authorised and regulated by the FCA (No. 474163); if you'd like, we can introduce you — it's optional, and there's no obligation.
Set up and reviewed properly for your team — the right scheme, compliant contributions, and staff who understand it.
Learn moreDeath-in-service, income protection and health benefits that help you attract and keep good people on a charity budget.
Learn moreFor you and your leadership — pensions, investments and retirement planning from a regulated adviser who gets the sector.
Learn moreWills, trusts, Lasting Powers of Attorney and inheritance-tax planning, so your own affairs are as well-run as your cause.
Learn moreGifts in wills are one of the sector's biggest income sources — we help you and your supporters make them work, tax-efficiently.
Learn moreRegulated guidance on investing reserves in line with your investment policy and trustees' duties.
Learn moreThese guides explain, in plain English, what each area involves — so you know the questions worth asking.
Regulated advice can only come from an FCA-authorised firm. You can search the FCA register, or ask us for an introduction to Equity & General, the firm we have an introducer agreement with.
Any introduction is optional and free. If you go on to take advice, the adviser explains any fees before anything goes ahead — you're never committed by reading these pages.
Only a firm authorised by the FCA. Buzz is not authorised to give regulated advice; we have an introducer agreement with Equity & General (E&G), authorised and regulated by the FCA (No. 474163) and can introduce you if you'd like, with no obligation. You can also find an authorised firm on the FCA register.
If you employ eligible staff you must auto-enrol them into a workplace pension and contribute at least 3% of qualifying earnings; group benefits (death-in-service, income protection, health) are optional extras. These pages explain the basics; a regulated adviser can advise on the right scheme.
Gifts to charity in a will are exempt from inheritance tax, and leaving 10% or more of an estate to charity reduces the IHT rate on the rest. Will-writing and estate planning aren't FCA-regulated; E&G's specialists can help supporters arrange it.
No — an introduction is free and optional. If you go on to take advice, the adviser explains any fees up front, before anything goes ahead.
General information only. This page explains a topic in general terms. It is not advice, a personal recommendation or a financial promotion, and it does not invite or encourage you to buy any product or service. Everyone's circumstances are different.
Regulated financial advice can only be given by a firm authorised by the Financial Conduct Authority — you can find one on the FCA register (register.fca.org.uk). Buzz Accounting is not authorised to give regulated financial advice. We have an introducer agreement with Equity & General (E&G), authorised and regulated by the FCA (No. 474163); if you would like, we can introduce you — that is entirely optional and there is no obligation.
The value of investments and any income from them can fall as well as rise, and you may get back less than you invested. Your home may be repossessed if you do not keep up repayments on a mortgage. Tax treatment depends on your individual circumstances and may change. Will-writing, trusts and some estate-planning services are not regulated by the Financial Conduct Authority.
